Terms and Conditions
Acceptance of Terms & Eligibility
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Agreement: By visiting or registering on the website, users automatically agree to be bound by these Terms and Conditions.
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Legal Age: The platform is intended for users who are at least 18 years old and legally competent to contract under the Indian Contract Act, 1872.
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Jurisdiction: Access is restricted to jurisdictions where the offered financial products can be lawfully promoted.
Regulatory Role & Scope of Services
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Distributor Status: The company operates as an AMFI-registered Mutual Fund Distributor and prominently displays this tagline in its communications.
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No Advisory Claims: Unless explicitly registered with SEBI as an Investment Adviser, the company does not act as an “Investment Adviser” or “Wealth Manager,” and its services are restricted to distributing mutual fund schemes.
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Regular Plans Only: The company facilitates transactions strictly in “Regular Plans” of mutual funds, which involve the payment of commissions to the distributor.
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User Conduct & Platform Access
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Limited License: Users are granted a non-exclusive, non-transferable, and limited right to access the website for lawful, personal purposes.
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Prohibited Activities: Users are strictly prohibited from attempting unauthorized access, hacking, scraping data, or transmitting viruses.
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Account Security: Users are entirely responsible for maintaining the confidentiality of their login credentials and must not share them.
Investment Risks & Disclosures
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Market Risks: Mutual fund investments are not guaranteed or assured return products, and the principal amount may be exposed to the risk of loss.
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No Assured Returns: The company does not assure returns or provide indicative yields for any particular scheme.
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Commission Disclosure: The company transparently discloses all material information, including the rate of trail commissions received for competing schemes from which recommendations are made.
Intellectual Property Rights
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Ownership: All content, information, logos, and statistical data on the website are the exclusive property of the company.
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Restrictions: Users are not authorized to reproduce, download, copy, print, or distribute any website material for commercial use without prior written approval.
Data Privacy & Security
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Data Collection: The company collects necessary personal and financial data, such as PAN, bank account details, and KYC documents, strictly to process investments and verify identity.
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Confidentiality: Personal information is not sold or traded; it is only shared with authorized entities like AMCs, RTAs, and KRAs under strict confidentiality to execute instructions.
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Security Measures: Sensitive data transmitted over the internet is protected using secure, encrypted channels and reasonable operational measures.
Grievance Redressal Mechanism
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Commitment to Resolution: The company actively endeavors to resolve investor grievances and complaints arising from its distribution activities.
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Reporting Channels: Clients can lodge complaints through dedicated channels (e.g., email, phone, or online grievance forms) to a designated Grievance Redressal Officer.
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Timelines & Escalation: The policy guarantees prompt acknowledgment of complaints, impartial investigation within a reasonable timeframe, and a clear escalation path to senior management if the client remains unsatisfied.
Limitation of Liability & Indemnification
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No Guarantee of Accuracy: While the company strives to provide accurate data, it does not guarantee that the website is completely error-free. Users must independently verify information before acting on it.
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Liability: The company and its employees are not liable for any losses, damages, or technical failures resulting from the user’s reliance on the website.
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Indemnity: Users agree to indemnify and hold the company harmless from any claims or losses arising due to the user’s breach of these terms or unauthorized use of the system.
Modifications & Governing Law
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Right to Update: The company reserves the right to modify, add, or remove portions of these terms at any time without prior notice.
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Governing Law: These terms are strictly governed by and construed in accordance with the laws of India.
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Jurisdiction: Any disputes arising from the use of the website or these terms shall be subject to the exclusive jurisdiction of the designated local courts (e.g., your specific city/state).